Social Security Announces a Benefit Increase for 2017

Kurt on "The Financial Exchange Show"
October 2016

Kurt was quoted in Think Advisor

Kurt was quoted in USA Today
April 23, 2016
April 19, 2016
April 16, 2016

Czarnowski was a recent participant in "Your Money at Stake: What 30-, 40-, and 50-years olds need to know NOW about Social Security," a national webcast sponsored by Merrill Edge.

Kurt was quoted in USA Today, July 2015.

Kurt's expertise was again on display in a recent issue of Retirement Weekly. Click here for a PDF of that issue.

Kurt's expertise was on display again in this issue of Retirement Weekly. Click here for a PDF of that issue.

Kurt again joined Barry Armstrong on WRKO - click here to here what he had to say.

Kurt on "The Financial Exchange Show"
02/20/12, 02/24/12

Social Security Questions and Answers with Kurt Czarnowski, sponsored by MetLife Bank

What You Think You Know about Social Security Could Hurt You


Czarnowski Consulting

Kurt Czarnowski

Kurt Czarnowski is currently the principal in “Czarnowski Consulting,” a retirement planning firm which provides “Expert Answers to Your Social Security Questions.” (

Czarnowski is the former Regional Communications Director for the Social Security Administration (SSA) in New England, a position he held from December 1991 until his retirement at the end of 2010. He began his career with SSA in 1976, and during his 34 years with the agency he worked in several different management and staff positions in the Boston area.

As Regional Communications Director, Czarnowski was responsible for coordinating the Social Security Administration’s public affairs/public information activities in the six New England states. In this role, he was a frequent speaker at local and regional events for members of the public.

Czarnowski wrote the chapter on “Social Security and Retirement Planning,” for the book, The Six Secrets to a Happy Retirement, which was published by ATA Press in March, 2013. He has been a regular contributor to “Retirement Weekly,” a MarketWatch Publication, and his answers to readers’ Social Security questions have been seen in both the print and online editions of “U.S.A. Today.”

In March, 2011, he joined the Board of Directors of the Massachusetts Association of Older Americans (MAOA) and has just ended his fourth year as President. He also serves on the Massachusetts Money Management Project’s state-wide Advisory Council, and is a Member of the New England Pension Assistance Project’s Advisory Board.

A native New Englander, Czarnowski received a Bachelor's degree in History from Hamilton College in Clinton, New York, and a Master's degree in Public Administration from Northeastern University.

He currently lives in Norfolk, Massachusetts with his wife, Anne.